Level 1, Suite 110/1510 Pascoe Vale Rd, Coolaroo VIC 3048
Ph. No. 0425458511, 03 9324 7971
Email: info@jagfinance.com.au
Overview
Ren Finance Pty Ltd ABN 93 618 174 806 trading as Jag Finance Consultants, Australian Credit License Number 538180 (‘we’, ‘us’, ‘our’) collects information about you for the purposes you agree to in this Privacy Disclosure Statement and Consent. When you sign this privacy, you agree we can, consistently with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.
Privacy Disclosure Statement and Consent
We are collecting credit and personal information (information) about you, as applicable:
Your information – Collection and Credit Reporting Body (‘CRB’) Disclosures
When we collect information from you during the credit application process, we use it in several ways to assess your application and to source a suitable credit provider, lessor, and/or insurance provider. We may:
Disclose your identification information to a CRB if you
wish us to obtain a report on your behalf. Use any information the CRB provides in that report to assist us in preliminarily assessing your consumer credit or guarantee of application
Disclose your personal information to an insurer or
insurers to source any insurance you wish to obtain Disclose your credit information to a credit provider or
credit providers to apply for finance on your behalf
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, required, or allowed by law.
Credit Providers
As part of providing our services to you, we may undertake tasks for a credit provider that are reasonably necessary to manage the application process. When doing so, we act as agents for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule at the end of this document.
A credit provider, to whom we apply, may disclose information about you to, and collect information about you from, one or more CRBs.
The website of each credit provider contains details of each CRB with which it deals, and other details about information held about you, and describes your key rights. This detail may be described on the credit providers’ websites as ‘notifiable matters’, ‘privacy policy’, ‘credit reporting policy’ or ‘privacy disclosure statement and consent’, and includes –
This detail will also be included in the privacy disclosure statement and consent document that the credit provider who approves your application provides to you.
Each credit provider’s website includes information on how to contact the provider and obtain a copy of its private documents in a format that suits you (e.g., hard copy or email).
Your rights
You have the right to ask:
Us to provide you with all the information we hold about you.
Us to correct the information we hold if it is incorrect Us for copies of our privacy policy and this document, in a form that suits you (e.g. hard copy or email)
The CRB is not to use your information for direct marketing assessment purposes, including pre-screening
The CRB provides you with a copy of the information it holds about you
You can gain access to the information we hold about you by contacting our “Privacy Officer “, Jag Singh, at the details given above or by telephone on 03 9324 7971, 0425458511 or by email at jag@jagfinance.com.au. In some cases, an administration fee may be charged to cover the cost of providing the information.
Disclosure and Consent
By signing below, you agree we may:
Disclose to, and obtain from, any prospective credit provider or insurer, information about you that is reasonably necessary to obtain the finance and insurance you require.
Obtain from, and disclose to, any third party, information about you, the applicant(s) or guarantor(s) that is reasonably necessary to assist you in obtaining the finance and insurance required.
Provide your information, including your credit report(s), to one or more of the credit providers specified in the Schedule of Credit Providers below and to any lender or referral partner we deal with so they can assess your application, or the application of a company of which you are a director, or your suitability as a guarantor
Provide credit information about you to a guarantor or a prospective guarantor.
Provide you, or the company of which you are a director, With offers or information of other goods or services, we, or any of our associated entities, may be able to provide you or the company, unless you tell us not to;
Disclose your personal information to any other organisation that may wish to acquire, or has acquired, an interest in our business or any rights under your contract with us, or the contract with us of a company for which you are a director.
You also agree and consent to, as appropriate:
A CRB disclosing consumer credit information to one or more credit providers specified in the Schedule of Credit Providers below for the purpose of assessing yourapplication for consumer or commercial credit or your guarantor application, and/or assessing a credit application by a company of which you are a director When you are a prospective guarantor, a credit provider using that information to assess your suitability as a guarantor
A credit provider disclosing your credit information (including information obtained by it from a CRB) to a guarantor, or a prospective guarantor
A credit provider disclosing to another credit provider, for a particular purpose, information it holds about you
Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company’s information, in each of the ways listed above.
Receiving information electronically: – By signing below, I/we consent to receiving credit information documents, loan documents, loan statements, and payout letters electronically to sign and agree that paper documents may no longer be available.
Electronic ID Verification:- By signing below, I/we consent to the electronic verification of the ID documents.
Authorisation
By signing below, you also authorise and give us consent to make a request on your behalf to obtain credit reporting information about your consumer and commercial creditworthiness from a CRB, and Loan statements, Payout letter, signed loan documents, and Amortization schedules from the financiers, to be sent to our email. That information will assist us in providing our services to you. This authorisation ceases when you send us a written request to revoke this authority.
| Name of Credit Provider | Website |
|---|---|
| Angle Finance | www.anglefinance.com.au |
| Azora Finance | www.azorafinance.com |
| ANZ | www.anz.com.au |
| Bank of Queensland | www.boq.com.au |
| BIZCAP | www.bizcap.com.au |
| Commonwealth Bank | www.commbank.com.au |
| Capital Finance | www.capitalfinance.com.au |
| Commercial Equity Group | www.commercialequity.com.au |
| Drive Finance Solutions/Group & General Finance | www.drivefinance.com.au |
| Dynamoney | www.dynamoney.com |
| De Lage Landen Pty Ltd / DLL | www.dllgroup.com |
| Daimler Trucks Financial Services | www.daimlertruck.com |
| Earlypay Ltd | www.earlypay.com.au |
| Firstmac Asset Funding Pty Ltd | www.firstmac.com.au |
| Flexicommercial Pty Ltd | www.flexicommercial.com.au |
| Finance One Commercial Pty Ltd | www.financeone.com.au |
| Group & General Finance | www.groupandgeneral.com |
| Judo Bank | www.judo.bank |
| Leasewise Australia | www.leasewise.com.au |
| Liberty | www.liberty.com.au |
| La trobe Financial | www.latrobefinancial.com.au |
| Metrics Business Finance Pty Ltd | metrics.com.au |
| Metro Finance | www.metrofin.com.au |
| Moneytech | www.moneytech.com.au |
| Moula Money Pty Ltd | www.moula.com.au |
| Multipli | www.multipli.com |
| Maple Asset Finance Pty Ltd | www.maplecommercial.com.au |
| National Australia Bank Limited | www.nab.com.au |
| On Deck Capital Australia Pty Ltd | www.ondeck.com.au |
| ORIX Australia Corporation Limited | www.orix.com.au |
| Paccar Financial Pty Ltd | www.kenworth.com.au/privacy-policy |
| Pepper Asset Finance | www.pepper.com.au |
| Prospa | www.prospa.com |
| Resimac Asset Finance | www.resimacassetfinance.com.au |
| ScotPac | www.scottishpacific.com. |
| SHIFT Financial | www.shift.com.au |
| SelfCo Leasing | www.selfco.com.au |
| Truepillars | www.truepillars.com |
| Volkswagen Financial Services Australia Pty Ltd | www.vwfs.com.au |
| Volvo Financial Services | www.volvofinance.com.au |
| Westlawn Finance Ltd | www.westlawn.com.au |
| Westpac | www.westpac.com.au |