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Terms & Conditions

1. About the website

  • Welcome to www.jagfinance.com.au ( The ‘Website’). The Wesbsite provides you the opportunity to browse through our services we provide to our customers.
  • Ren Finance Pty Ltd T/as Jag Finance Consultants reserves the right to review and change any of the terms by updating this page at its sole discretion. When Ren Finance Pty Ltd T/as Jag Finance Consultants updates the terms, it will use reasonable endeavours to provide you with notice of updates to the terms. Any changes to the terms take immediate effect from the date of their publication. Before you continue, we recommend you keep a copy of the terms for your record when you use our services.
  • The information provided onto this website has been prepared without consideration of your personal financial position or circumstances, and should be considered as a general information only. If you need a professional advice please speak to our broker directly onto their given phone numbers.
  • Provided linked calculators onto this website is only for your convenience and may or may not provide the accurate calculations. Please speak to one of our friendly broker for a comprehensive quote. To the extent permitted by law, we do not accept any responsibility of the accuracy for the information provided onto the third party’s website.
  • Wherever we use the word low-doc “on the website or onto any other social media platforms which includes but is not limited to Facebook, LinkedIn, Instagram, YouTube, twitter, google, etc.” means lender will be assessing the application without full financials subject to meeting the other terms and conditions of the lender to whom the application will be submitted. However, it is an absolute lender’s discretion to ask for financials which is beyond our control. Please speak to our brokers if you don’t have the financials available and you want your application to be assessed under low doc.
  • Wherever we use the word Business loans, “on the website or onto any other social media platform which includes but is not limited to Facebook, LinkedIn, Instagram, You tube, Twitter, Google etc.” means this funding will only be available for the ABN holders and will only be used for the business purpose.
  • Wherever we use the word Development funding or loans, “on the website or onto any other social media platform which includes but is not limited to Facebook, LinkedIn, Instagram, You tube, Twitter, Google etc.” means this funding will only be available for the ABN holders and will only be used for the business purpose.

2. Acceptance of the terms

  • You accept the terms by remaining on the website. You may also accept the terms by clicking to accept or agree to the terms where this option is made available to you by Ren Finance Pty Ltd T/as Jag Finance Consultants in the user interface.

3. Submitting your information through this website

  • In order to get a comprehensive quote for your requirements, you may be required to provide your personal information which includes but is not limited to your name, email address and a telephone number. For further details about how we handle your personal information please read our privacy policy given on the website.
  • You warrant that any information you give to Ren Finance Pty Ltd T/as Jag Finance Consultants through this website will always be accurate, correct and up to date.
  • Once you will send us your information, you agree to be bound by the Terms.
  • You may not be able to use the services of Ren Finance Pty Ltd T/as Jag Finance Consultants and may not accept the terms if :
    • You are not of legal age to form a binding contract with Ren Finance Pty Ltd T/as Jag Finance Consultants
    • You are a person barred from receiving our services under the law of Australia or other countries including the country in which you are a resident or from which you use our services.

4. Copyright and intellectual property.

  • The website, all the services provided by Ren Finance Pty Ltd T/as Jag Finance Consultants are subject to copyright. The material on the website is protected by copyright under the laws of Australia and through international treaties. Unless otherwise indicated, all rights (including copyright) in the site content and compilation of the website(including text, graphics, logos, button icons, videos, videos images, audio clips and software) ) the ‘Content’) are owned or controlled for these purposes, and are reserved by Ren Finance Pty Ltd T/as Jag Finance Consultants or its contributor.
  • Ren Finance Pty Ltd T/as Jag Finance Consultants retains all rights, title and interest in and to the website and all related content, nothing you do on or in relation to the website will transfer to you:
    • the business name, trading name, domain name, trade mark, industrial design, patent, registered design or copyright of Ren Finance Pty Ltd T/as Jag Finance Consultants; or
    • the right to use or exploit a business name, trading name, domain name, trade mark or industrial design ; or
    • a system or process that is the subject of a patent, registered design or copyright( or an adaptation or modification of such a system or process).
  • You may not, without the prior written permission of Ren Finance Pty Ltd T/as jag Finance Consultants and the permission of any other relevant rights: broadcast, republish, up-load to a third party, transmit, post, distribute, show or play in public, adapt or change in any way the content or third party content for any purpose. This prohibition does not extend to materials on the website, which are freely available for re-use or are in the public domain.

5. Privacy

  • Ren Finance Pty Ltd T/as Jag Finance Consultants takes your privacy seriously and any information provided through your use of the website are subject to Ren Finance Pty Ltd T/as Jag Finance Consultant’s Privacy Policy , which is available on the Website.

6. General Disclaimer link

  • Use of the website, and any of the products and services of Ren Finance Pty Ltd T/as Jag Finance Consultants is at your own risk. Everything on the website and the products of Ren Finance Pty Ltd T/as Jag Finance Consultants, are provided to you as an “as is” and is available” basis, without warranty or guarantee of any kind. None of the affiliates, director, officers, employees, agents, contributors, third party content provider or licensors or Ren Finance Pty Ltd T/as Jag Finance Consultants make any express or implied representation or warranty about its content or any products of Ren Finance Pty Ltd T/as Jag Finance Consultants referred to on the website. This includes ( but is not restricted to) loss or damage you might suffer as a result of any of the following:
    • Failure of performance, error, omission, interruption, deletion, defect, failure to correct defects, delay in operation or transmission, computer virus or other harmful component, loss of data, communication line failure, unlawful third party conduct, or theft, destruction, alteration or unauthorised access to records;
    • The accuracy, suitability or currency of any information on the website, or any of its content related products(including third party material and advertisement on the website);
    • Cost incurred as a result of you using the website
    • The content or operation in respect to links which are provided for the user’s convenience
    • Any defamatory, threating, offensive or unlawful conduct of third parties or publication of any materials relating to or constituting such conduct.

7. Limitation of Liability

  • You expressly understand and agree that Ren Finance Pty Ltd T/as Jag Finance Consultants, its affiliates, employees, agents, contributors, third party content providers and licensors shall not be liable to you for any direct, indirect, incidental special consequential or exemplary damages which may be incurred by you, however caused and under any theory of liability. This shall include, but is not limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation any other intangible loss.
  • Ren Finance Pty Ltd T/as Jag Finance Consultants is not responsible or liable in any manner for any site content (including the content and third party content) posted on the website or in connection with our products and services, whether posted or caused by users of the website of Ren Finance Pty Ltd T/as Jag Finance Consultants, by third parties or by any of the purchase services offered by Ren Finance Pty Ltd T/as Jag Finance Consultants.

8. Indemnity

  • You agree to indemnify Ren Finance Pty Ltd T/as Jag Finance Consultants, its affiliates, employees, agents, contributors, third party content providers and licensors from and against:
    • all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage( including legal fees on a full indemnity basis) incurred, suffered or arising out of or in connection with any content you post through the website;
    • Any direct or indirect consequences of you accessing, using or transacting on the website or attempts to do so and any breach by you or your agents of these terms; and /or
    • Any breach of the Terms.

9. Dispute Resolution

  • Compulsory:
    • if a dispute arises out of or relates to the Terms, either party may not commence any Tribunal or court proceedings in relation to the dispute, unless the following clauses have been complied with ( except where urgent interlocutory relief is sought).
  • Notice:
    • A party to the Terms claiming a dispute (‘Dispute’) has arisen under the Terms, must give written notice to the other party detailing the nature of the dispute, the desired outcome and the action required to settle the dispute.
  • Resolution:
    • On receipt of the notice (‘Notice’) by that other party, the parties to the terms ( ‘Parties’) Must:
    • With 28 days of the notice endeavour in good faith to resolve the dispute expeditiously by negotiation or such other means upon which they may mutually agree;
    • If for any reason whatsoever, 28 days after the date of the notice, the dispute has not been resolved, the Parties must either agree upon selection of the mediator or request that an appropriate mediator be appointed.
    • The parties are equally liable for the fees and reasonable expenses of a mediator and the cost of the venue of the mediation and without limiting the foregoing undertake to pay any amounts requested by the mediator as a pre-condition to the mediation commencing. The parties must each pay their own costs associated with the mediation;
    • The mediation will be held in the state of Victoria arranged by the office of the Victorian Small business Commissioner (Office)
  • Confidential
    • All communication concerning negotiations made by the parties arising out of and in connection with this dispute resolution clause are confidential and to the extent possible, must be treated as “without prejudice” negotiations for the purpose of applicable laws of evidence.
  • Termination of Mediation
    • If 28 days elapsed after the start of a mediation of the dispute and the dispute has not been resolved, either party may ask the mediator to terminate the mediation and the mediator must do so.

10. Venue and jurisdiction

  • The services offered by Ren Finance Pty Ltd T/as Jag Finance Consultants is intended to be viewed by residents of Australia. In the event of any dispute arising out of or in relation to the website, you agree that the exclusive venue for resolving any dispute shall be in the courts of Victoria, Australia.

11. Governing Law

  • The terms are governed by the laws of Victoria, Australia. Any dispute, controversy, proceeding or claim of whatever nature arising out of or in any way relating to the terms and the rights created hereby shall be governed, interpreted and construed by, under and pursuant to the laws of Victoria, Australia, without reference to conflict of law principles, notwithstanding mandatory rules. The validity of this governing law clause is not contested. The terms shall be binding to the benefit of the parties hereto and their successors and assigns.

12. Independent legal Advice

  • Both parties confirm and declare that the provisions of the terms are fair and reasonable and both parties having taken the opportunity to obtain independent legal advice and declare the Terms are not against public policy on the ground of inequality or bargaining power or genera grounds of restraint of trade.

11. Severance

  • If any of these terms is found to be void or unenforceable by a court of competent jurisdiction, that part shall be severed and the rest of the terms shall remain in force.
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